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10 Benefits of Switching to Private Health Insurance

January 6, 2025

It’s no secret that the National Health Service (NHS) has been facing challenges. As a result, many have opted for private health insurance to receive quicker access to professional help. In this blog, we’ll explore private health insurance benefits and how they can provide crucial support when you need it.

how private health insurance works

1. Faster access

One of the most common reasons more people are signing up for private health insurance is because they receive quicker access to a medical professional. Whether it’s an appointment, consultation, treatment or surgery, you can receive faster access to care, along with a sense of assurance from knowing you won’t have to wait long. This is also important as fast access can be the difference in treating conditions before they worsen. 

2. Reduced waiting times

When something is wrong, the last thing you want is to be waiting for months to receive medical care. Unfortunately, this has been a reality with the NHS as of late. The stress of waiting is unpleasant and can lead to overall frustration and anxiety, which isn’t healthy. However, this isn’t the case when switching health insurance with the NHS to private care. Wait times are drastically reduced with private health insurance, so you will receive the care you need when you need it.

health insurance coverage

3. Choose doctors and specialists

Another significant private health insurance benefit comes from being able to choose a doctor or specialist. Your private policy will allow you to choose from a list of approved doctors and specialists, allowing flexibility that puts you in control. Whether you’re in search of specialised expertise or just have a preferred doctor you really trust, private health cover allows you to choose from a list of the best medical professionals. The flexibility in being able to choose a healthcare specialist allows you to adjust your policy based on your needs.

4. Tailored health plans

When switching health insurance providers one benefit that stands out is the ability to tailor health plans to individual needs. That means you can customise your plan and choose exactly what services you prioritise, how much you want to pay monthly and which add-ons benefit you the most. This personalised approach to health insurance means you won’t have to pay for unnecessary features. A customisable policy also helps make private health insurance affordable whilst ensuring your health needs are being met.

5. Preventative care services

Preventative care can sometimes make all the difference in detecting health issues early before they get worse. Depending on your private healthcare policy, you may have access to preventative care services such as check-ups, screenings and vaccines. These services provide a proactive approach to managing one’s health and can be valuable in preventing the start of an illness.

6. Specialised drugs and treatments

Private health insurance can often provide access to new treatments, drugs and technology not made available with the NHS. The latest therapy and medical treatments can be made readily available to you, so you will have access to a wider range of solutions than you would have before. By having access to the latest in specialised drugs and treatments, you will have a wider range of options to better suit your needs. 

How private health insurance works

7. Mental health coverage 

The NHS is stretched thin as it is and unfortunately means it’s become tougher to manage the mental health needs of the public. During these trying times, private health insurance becomes a valuable asset as it can provide mental health coverage that is made readily available to you. Waiting weeks on end to speak to a professional can make anxiety worse, but with private health cover you can quickly arrange a meeting and alleviate that stress and speak to a professional when you need to. 

8. Access to a private hospital room

It can be an uncomfortable experience staying in a hospital, but with the right private health insurance policy you will have the option to stay in a private room at an NHS hospital. That extra bit of comfort can go a long way in making for a more pleasant experience. Having a private room (either in a private hospital or within an NHS private patient unit) with more space can also accommodate any family members that are visiting you. Health insurance benefits such as private rooms often make all the difference when having to stay at a hospital. 

How private health insurance works

9. Online appointments

How often do you find yourself thinking ‘this could have been done over the phone or online’? Private health policies will provide an option for access to online appointments, so you won’t have to take time off work or drive far distances for a simple GP appointment. Whether you want to attend your appointment over the phone or through an online video call, the right private healthcare policy provides you with the option that best works around your schedule.

10. Peace of mind

Out of all the health insurance benefits provided by switching to private care, the one most people will agree on is that it offers peace of mind. No longer having to stress about appointments or wait times provides major relief as well as being able to tailor plans to suit your budget and your needs. The experts at The Private Healthcare Company can work with you to provide a wide range of options for private cover made to suit your needs. Contact us over the phone on 01242 575 466 or through email at info@the-phc.com. You can also fill out a simple form to get a quote and see how much you can save with an affordable private policy. 

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