Family Health Insurance
At the Private Healthcare Company (PHC), we believe your health should always come first which is why we deliver tailored private family health insurance solutions designed to fit your needs and budget.
Your health is our business and we make it simple!
- Exclusive Policies
- Tailored Coverage
- Quick, Hassle-Free Process
- Comprehensive Family Options
What is family health insurance?
Family private health insurance is medical coverage to support your family with the cost of private healthcare in the event they fall ill and need medical treatment. Family health insurance is a policy to cover multiple people meaning each individual member is insured.
Types of family health insurance we offer
We offer tailored and bespoke family health insurance to suit your exact needs, age and lifestyle. We build plans to cater to over 50s, over 60s, over 70s and family plans no matter how many children you have! As a leading private medical insurance company we have access to exclusive policy offers to find the perfect cover for your unique family and budget.
How the Private Healthcare Company can help your family
We provide tailored family health insurance plans to ensure your family gets the best care.
Discuss your situation
We’ll begin by discussing your requirements to establish exactly what you need for your family health insurance plan.
We search and compare prices for you
When we’re clear on the family health insurance you’re looking for, we start reaching out to providers for the best quotes.
Present your best options
When we’ve researched, we’ll come back to you with the best private family health insurance plans to suit your family and budget.
Receive a personalised quote
You’ll receive a personalised quote for your family health insurance to give the best value for money. We’ll handle the application process too.
Benefits of private family health insurance
Private family health insurance offers comprehensive coverage, giving you peace of mind that your entire family is protected. With lengthening NHS waiting lists and limited access to specialist care, investing in healthcare insurance ensures your loved ones have faster access to medical treatment when they need it most. A tailored private family health insurance policy can offer:
Additionally, family policies can be more cost effective than individual plans, with comprehensive coverage at an affordable monthly rate. Protect your family’s health and well-being while avoiding long wait times and ensuring access to the best medical care available – all designed to meet your evolving needs.
1. Access broader ranges of tests, treatments and medication
Private family health insurance provides much broader access to tests, treatments and medicines than those that are readily available on the NHS, including cutting-edge diagnostics, specialist drugs and advanced treatment options to enhance care.
2. Affordable premiums
Bundling coverage for the whole family into one plan means insurers can offer lower premiums making family health insurance a cost-effective solution. Purchasing individual policies for each family member is generally much more expensive than a whole family package.
3. Easily add new members to your family plan
Family health insurance plans are designed with flexibility in mind, allowing you to add members, such as newborns or adopted children to protect your growing family without separate policies and our process is seamless and effortless.
4. Cashless claims
No need to pay upfront and then later claim reimbursement, our cashless claims mean that the insurer settles the bill directly with the healthcare provider, removing financial stress and enabling you and your family to focus on recovery and care.
5. Access virtual GP services
Private family health insurance offers the convenience of consulting a doctor remotely, via phone or video calls meaning you can seek medical advice quickly without leaving home and reducing waiting times – getting speedy medical support.
Private family health insurance FAQs
What is covered by family medical insurance?
Family medical insurance typically covers a wide range of healthcare services, ensuring your loved ones receive prompt, high-quality care. Coverage includes hospital admission as part of your core benefits, but outpatient treatments is not always covered and will generally be part of policy add-ons. Some plans offer additional benefits such as dental add-ons, physiotherapy and virtual GP services. Coverage is tailored to fit your family’s specific needs. Get in touch with our team today to find out what family medical insurance can mean for you and your family.
How much is private family health insurance?
Various factors will impact the cost of private family health insurance, such as the level of coverage, the number of family members and their ages. Pre-existing conditions and the range of benefits covered will also affect premiums. Comparing quotes from multiple providers is essential for finding the best value for your family’s needs. This is where the PHC shines as we compare the market for you, and we’re always keeping an eye out to ensure your policy stays competitive – without charging extra!
Which health insurance is best for my family?
The best family health insurance for your family will depend on your unique requirements, budget and preferences. Top UK providers offer tailored family health plans with comprehensive coverage. Always compare quotes and coverage to find the best rates and a plan that fits your family’s needs.
Can you include non-family members on your policy?
Most family health insurance policies are designed to cover immediate family members, such as spouses and children. Typically, non-family members are not included in a standard family policy. However, some insurers may allow extended family, such as parents or stepchildren to be added. It is worth discussing your requirements at the start of the policy to get the coverage you need. Discuss your medical insurance needs with a member of our friendly, expert team.
Looking for a family health insurance plan? Contact our friendly team today
At the PHC, we pride ourselves on providing personalised quotes for your family’s unique needs. Our friendly and expert team is here to guide you through the options and ensure you find the best coverage at the most affordable rate.
Give us a call on 0121 575 466 or email us at info@the-phc.com and one of our team will be happy to help. Don’t hesitate – make sure you secure the best healthcare for your loved ones today!
Registered address:
8 Rotunda Terrace
Montpellier Street
Cheltenham
Gloucestershire
GL50 1SW
The Private Healthcare Company are authorised and regulated by the Financial Conduct Authority