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What is Business Health Insurance?
Business health insurance is an insurance policy held by a company, to cover the cost of private medical treatment for their employees. This is valued benefit for employees as it means avoiding lengthy NHS waiting times and access to private hospitals, treatments and consultants.
Our Process
We aim to make the process of confirming your business health insurance quote as simple and easy as possible. In just
four steps, your business will be fully set up and supported with the right level of cover.
Answer a Few Easy Questions
You can either complete our online form or simply give us a call to get started. We’ll ask some straightforward questions about your current situation, any relevant medical history, and the type of cover you’re looking for. Our service is completely free and there’s no obligation to proceed, giving you the freedom to explore your options without any pressure.
We Compare Options From Leading Insurers
We’ll compare suitable policies from trusted UK private medical insurers and explain the differences in clear, straightforward terms. This includes outlining key features, costs, and any important considerations, helping you understand which options may best suit your needs and budget. This will then help you make an informed decision on what the decision is best for you.
You Receive a Personalised Quote
You’ll receive a personalised quote with clearly explained options, allowing you to compare levels of cover and costs side by side. We’ll highlight the key points that matter most and also to make you aware of any restrictions that you may need to be aware of.
We’ll Help You Put Cover in Place
If you decide to go ahead, we’ll handle the paperwork and liaise with the insurer to set everything up. We’ll also be here once your policy is live, providing ongoing support with changes, questions and renewals throughout the year.
Benefits of Business
Health Insurance
On top of having cover in place for you and your employees should health problems arise, your business can gain numerous other benefits.
Faster access to treatment
Getting diagnosed quicker and being treated quicker can help employees get the help they need sooner and therefore return to work faster
Support for employee wellbeing
Having private medical insurance can improve morale, job satisfaction and give employees greater peace of mind knowing they are valued and supported
Attracting and Retaining Staff
Business health insurance is a valued perk to have in place to help attract new employees and also help retain existing staff
Tax deductible for businesses
Business health insurance can often be classed as a tax deductible expensive, this makes it a cost effective may of providing a valuable perk for employees
Dental and Optical
As well as having cover for more serious illnesses, there are options where you can include cover for routine dental and optical treatment
Private Business Health Insurance FAQs
How Much is Business Health Insurance?
As each business is different, the cost of health insurance will differ greatly. The main factors that are factored when calculating premiums are:
- Number of employees
- Age of the workforce
- Level of cover
- Location of the business
What is Covered Under Business Health Insurance?
Cover can be tailored to what is most important, but this may include private consultations, diagnostic tests and treatment that requires hospital admission. You can also include cover for such things as routine optical and dental treatment.
How many employees do I need to have a business healthcare policy?
There are some policies available from as little as one employee. However, you will find that the more employees on the policy will provide access to higher discounted rates
Does business health insurance cover pre-existing conditions?
It is possible to get cover for pre-existing conditions, but this would normally require 15+ employees to be covered.
Do You Have More Questions?
If you didn’t find the answer you were looking for, our team is here to help. Get in touch and we’ll be happy to answer any questions or provide more information about our insurance plans.
Interested in a Business Health Insurance Plan? Contact Our Expert Team Today
At the Private Healthcare Company, we provide services to find you the best business health insurance plan, with full support from your consultation all the way through to completing your application. We value our customers, which is why you won’t find a more personal, accessible and customer-oriented approach with any other company.
Refer a Friend and Get a £50 Voucher of Your Choice
We value the trust our clients place in us, and your recommendations mean the world. When a friend you refer takes out a policy through The Private Healthcare Company, we’ll thank you with a £50 voucher of your choice.