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What is Over 60s Health Insurance?
Over 60s health insurance is designed to help cover the cost of private medical treatment later in life, providing access to consultations, tests and specialist care when you need it. It recognises that healthcare priorities can change with age and offers options tailored to the needs of people in their 60s and beyond.
Having private health insurance in place can offer faster access to treatment compared to relying solely on the NHS, alongside greater choice over how and where you receive care. With flexible policy options available, you can choose cover that reflects your personal circumstances and supports your health as your needs change over time.
How Does Over 60s Health Insurance Work?
We help simplify the process by comparing suitable policies from a range of leading UK private medical insurers, saving you the time and effort of contacting providers individually. By reviewing available options, we help you understand the differences in cover, costs and policy features, so you can see which options may be most appropriate for your circumstances.
Factors such as your age, medical history and the level of cover you’re considering will influence the cost. Once suitable options have been identified, you’ll receive a clear, competitively priced quote outlining your monthly premium. If you decide to proceed, your chosen insurer will then provide cover in line with the terms and benefits set out in your policy.
The insurers we partner with
Compare multiple quotes from leading medical providers for private health insurance for the over 60s.
Benefits of Over 60s
Health Insurance
Having private health insurance in place over the age of 60 can provide access to a number of benefits, such as:
Faster Access to Diagnosis and Treatment
Access private consultations, tests and treatment more quickly, helping reduce waiting times when your health is a priority.
Choice of Hospitals and Specialists
Many policies offer access to a wide range of private hospitals and experienced consultants, giving you greater control over your care.
Support for Ongoing Health Needs
Access follow-up appointments and specialist care as part of your cover, depending on the policy.
Comfort and Privacy
Private treatment is often provided in comfortable hospital environments, including private rooms and more flexible visiting arrangements.
Reassurance and Peace of Mind
Having cover in place can provide reassurance that support is available if your healthcare needs change over time.
Why Choose Our Health Insurance for Over 60s?
Over 60s health insurance offers peace of mind that should you need
attention you’re going to receive the right care without any hassle.
Independent and Impartial
Your best interests come first. We provide clear, unbiased information to help you understand your options, without pressure or preference for any insurer.
Free, No Obligation Quotes
Our service is completely free, with no obligation to proceed. You’re free to explore your options and take your time before making any decisions.
Fast and Straightforward Process
We handle the comparisons and explain the options clearly, saving you the time and effort of contacting multiple insurers yourself.
Three Decades of Experience
With nearly 30 years of experience, we’ve helped many people over 60 find suitable private medical insurance, supported by long-standing industry knowledge and trusted insurer relationships.
Over 60s Health Insurance FAQs
Can I get private health insurance if I’m over 60?
Yes, many insurers offer private medical insurance for people over 60. Availability, cost and policy terms will depend on factors such as age, medical history and the type of cover you choose.
Will pre-existing medical conditions be covered?
This depends on the policy and how it is set up. Some policies may exclude pre-existing conditions, while others assess your medical history at the outset. Understanding how this applies to you is important before deciding on a policy.
Is over 60s health insurance expensive?
The cost varies depending on your age, health, level of cover, excess and any optional benefits. Comparing different options can help you find a policy that suits both your healthcare needs and your budget.
Can I keep my policy as I get older?
In most cases, once a policy is in place, you can continue to renew it each year, provided premiums are paid and the insurer continues to offer the product. Policy terms and costs may change over time, which is why annual reviews are important.
Do You Have More Questions?
If you didn’t find the answer you were looking for, our team is here to help. Get in touch and we’ll be happy to answer any questions or provide more information about our insurance plans.
Interested in Over 60s Health Insurance? Get in Touch with Our Friendly Team Today
It’s never been easier to find cost-effective cover based on your needs. If you’re interested in getting started or just have a few questions you can reach out to our helpful team and call us on 01242 575 466 or fill out our form to receive a free quote. You can also email us at info@the-phc.com for any general enquiries.
Refer a Friend and Get a £50 Voucher of Your Choice
We value the trust our clients place in us, and your recommendations mean the world. When a friend you refer takes out a policy through The Private Healthcare Company, we’ll thank you with a £50 voucher of your choice.