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What is Over 50s Health Insurance?
Over 50s health insurance is designed to help cover the cost of private medical treatment if you need it later in life when medical problems are more likely to occur. This may be by offering faster access to getting symptoms diagnosed or by giving you peace of mind knowing you will have your own room if you ever need to be admitted into hospital. It provides an alternative to relying solely on the NHS.
By paying a regular monthly premium, you can spread the cost of a wide range of treatments, from hospital care and specialist consultations to additional options such as dental and optical cover.
How Does Over 50s Health Insurance Work?
Over 50s health insurance works in a similar way to standard private medical insurance, with cover designed to support healthcare needs later in life. You pay a regular monthly or annual premium, and your policy can help cover the cost of eligible private medical treatment.
Once in place, you can access private consultations, tests and treatment, in a timely manner and that works around your schedule. The level of cover, excess and any added benefits will depend on the policy you choose.
Medical history is a very important consideration, as some policies may exclude pre-existing conditions or assess your health at the outset. This is why using an established intermediary like ourselves is so valuable to make sure there no grey areas and everything is made clear from the outset.
Working With the
Best to Protect You
We partner with some of the UK’s most trusted insurance providers to bring you a wide range of quality cover options. By comparing policies from multiple insurers, we make sure you get tailored protection that fits your needs and budget.
Benefits of Over 50s
Health Insurance
The benefits of having over 50s health insurance are huge, including faster, better and more personalised treatment, among many others.
Faster Access to Treatment
Get fast access to consultations, diagnostic tests and treatment, helping you avoid long waiting times when your health is a priority.
Choice of Hospitals and Specialists
Many policies allow you to choose from a range of private hospitals and experienced consultants, giving you greater control over where and how you’re treated.
Comfort and Privacy
Treatment is often provided in private hospital, with the comfort of private rooms and better facilities.
Why Choose Our Health Insurance for Over 50s?
100% Independent and Impartial
Completely unbiased information, helping you understand your options without pressure or preference for any insurer.
Free and NoObligation Quote
Our service is completely free, with no obligation to proceed which gives you the time to explore your options with confidence.
Nearly 30 Years of Experience
We’ve been helping people over 50 find suitable policies since 1996, with trusted knowledge built over decades.
Affordable Private Medical Insurance
We compare a wide range of policies to help you find cover that suits your needs and budget, with many clients securing more cost effective options.
Over 50s Health Insurance FAQs
Can I still get health insurance if I’m over 50?
Yes, many insurers offer private medical insurance for people over 50. Availability, cost and terms will vary depending on factors such as age, health and the type of cover you choose. You can also have pace of mind knowing that once you are with an insurer then you can stay on that policy for life.
Will my existing medical conditions be covered?
This depends on the policy and how it is set up. Some policies will exclude pre-existing conditions, while others may assess your medical history at the outset. Understanding how this applies to you is important before choosing a policy.
How much does over 50s health insurance cost?
The cost varies based on your age, medical history, level of cover and excess. Comparing different options can help you find a policy that suits both your healthcare needs and your budget.
Do You Have More Questions?
If you didn’t find the answer you were looking for, our team is here to help. Get in touch and we’ll be happy to answer any questions or provide more information about our insurance plans.
Looking for Over 50s Health Insurance? Contact Our Experienced Team Today
Finding the right cover for your needs is easy, and more affordable than you think. To get started, simply give our friendly team of health insurance experts a call now on 01242 575 466 or fill out our quick quote form and we’ll get back to you in no time.
Refer a Friend and Get a £50 Voucher of Your Choice
We value the trust our clients place in us, and your recommendations mean the world. When a friend you refer takes out a policy through The Private Healthcare Company, we’ll thank you with a £50 voucher of your choice.