WPA Health Insurance
The Western Provident Association, known today as WPA Health Insurance, has been providing outstanding, straightforward private medical insurance since 1901. Based in Somerset, they currently cover almost half a million people across the UK, and the quality of WPA’s private health insurance earned them the title of Which? Recommended Provider in both 2023 and 2024. Get a quote for insurance with WPA today.
Why choose WPA private medical insurance?
- More than 120 years of service
- Not-for-profit organisation
- They authorise 97% of claims
- Almost half a million happy customers
- Which? Recommended Provider in 2023 and 2024
- Committed to supporting charitable causes
- Freedom to choose who provides your treatment and where
- Health insurance specialist
- Easy policy management with the WPA Health app
- ISO accredited
- Rated ‘Excellent’ on Trustpilot
What’s covered under WPA’s Core Cover?
| Type of Cover | What You Receive |
|---|---|
| Hospital admissions for in-patient and day-patient treatment | Get the hospital treatment you need, when you need it |
| Health and wellbeing | Support services to help manage your wider wellbeing |
| Mental health support | Cater to more than just your physical health with mental health support provision |
Optional extras
There is also a range of extras which you can add onto your WPA medical insurance policy:
| Type of Cover | What You Receive |
|---|---|
| Out-patient treatment | Typically, your treatment will start with a specialist consultation. Core cover contributes £250 per year towards these costs |
| Comprehensive cancer care | Access all the cancer support you need, giving you the best possible outcome |
| Diagnostic tests | Coverage for a range of diagnostic tests including MRI, CT and PET scans |
| Specialist cancer therapies | Advanced drugs and targeted cancer therapies |
| Private ambulance services | Advanced drugs and targeted cancer therapies Private transportation to hospital without NHS ambulance waiting times |
| Home nursing | Receive at home care should you need it |
| Therapy | A range of therapy treatments including physiotherapy, chiropractic, homeopathy and acupuncture are available |
| Health screenings | Regular health checks to spot issues early |
| Optical treatment | Treatment for optical conditions |
| Out of pocket expenses | Get reimbursed for payments made out of pocket |
| Parent and child hospital accommodation | Hospital accommodation for family members |
| In-patient and out-patient mental health treatment | Access to thorough mental health treatment, including up to 28 days/nights Mental Health Hospital Treatment and either £1000 or £2500 Out-patient treatment and therapy. |
| Counselling | Receive structured counselling following impactful events |
| Premium hospitals | Access premium hospitals across the UK, including Central London |
What’s not covered by WPA Health Insurance?
- Pre-existing conditions
- Accident and emergency admissions
- Medicines, wound dressings and mobility aids
- Treatment for drug additions
- HIV and AIDS treatment
- Fertility treatment
- Pregnancy
- Gender reassignment
- Organ transplants
- Dialysis
- Cosmetic procedures
- Deliberate self-inflicted injuries
- Experimental or unproven treatments
- Treatment for injuries sustained during high-risk sports or other activities
- War injuries
WPA medical insurance – FAQs
Can I choose where I am treated with WPA health insurance?
Yes. In fact, the ability to choose where you’re treated and by whom is just one of the key benefits of a policy with WPA.
What are WPA’s excess options?
WPA offers two forms of excess: a Standard Excess and a more flexible Shared Responsibility system. We can help explain these and determine which is best for you based on your exact needs when you take out your policy.
How easy is it to make a claim with WPA?
Very. You can make a claim on your WPA health insurance policy by calling their claims team or by using the secure WPA Health app or My WPA website.
Looking For Private Medical Insurance? Contact Our Experts
Ensuring you find the ideal private medical insurance plan for you and your loved ones is simple. Just contact our expert, friendly team to discuss your requirements and receive a
free, no-obligation quote. We’ll have you covered in no time. Simply fill out our contact form or call us on
01242 575 466 and let’s start the conversation.
Registered address:
8 Rotunda Terrace
Montpellier Street
Cheltenham
Gloucestershire
GL50 1SW
The Private Healthcare Company are authorised and regulated by the Financial Conduct Authority